:root{--navy:#0F2340;--ink:#16243A;--slate:#4A5A6E;--mist:#8C99AB;--line:#D6DCE5;--paper:#F5F7FA;--white:#fff;--amber:#E0A126;--amber-d:#B98113;--loss:#B8433A;--gain:#2E7D5B;--measure:66ch}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,"Helvetica Neue",Arial,sans-serif;font-size:17px;line-height:1.6;font-feature-settings:"ss01","cv11","tnum"}
a{color:var(--navy);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--amber-d)}
a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--amber);outline-offset:2px}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
header.top{background:var(--white);border-bottom:1px solid var(--line)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:76px}
header.top img{height:34px;width:auto;display:block}
nav.main{display:flex;gap:28px;align-items:center}nav.main a{text-decoration:none;color:var(--ink);font-weight:500;font-size:16px;padding:6px 0;border-bottom:2px solid transparent}
nav.main a[aria-current]{border-bottom-color:var(--amber)}nav.main .lang{position:relative;margin-left:8px;padding-left:16px;border-left:1px solid var(--line)}
.langbtn{font:inherit;font-size:15px;color:var(--slate);background:none;border:0;cursor:pointer;padding:6px 0}.langbtn::after{content:" ▾";font-size:11px}
.langmenu{display:none;position:absolute;right:0;top:36px;background:#fff;border:1px solid var(--line);border-radius:6px;padding:6px 0;min-width:150px;box-shadow:0 6px 20px rgba(15,35,64,.08);z-index:20}
.langmenu.open{display:block}.langmenu a{display:block;padding:7px 14px;border:0;font-weight:400;color:var(--ink)}.langmenu a:hover{background:var(--paper)}
button.burger{display:none;background:none;border:1px solid var(--line);border-radius:6px;padding:8px 10px;font:inherit;color:var(--ink)}
main{padding:56px 0 72px}
h1{font-family:"Inter Display",Inter,sans-serif;font-weight:800;letter-spacing:-.025em;line-height:1.05;font-size:clamp(34px,5vw,58px);margin:0 0 22px;max-width:22ch;color:var(--navy)}
h2{font-family:"Inter Display",Inter,sans-serif;font-weight:700;letter-spacing:-.015em;font-size:clamp(24px,3vw,32px);line-height:1.15;margin:0 0 16px;color:var(--navy)}
h3{font-weight:600;font-size:19px;margin:0 0 8px;color:var(--navy)}
p{margin:0 0 1em;max-width:var(--measure)}.lead{font-size:clamp(18px,2vw,21px);color:var(--slate);max-width:60ch}
section{margin:0 0 72px}section.tight{margin-bottom:44px}
.hero{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:48px;align-items:center;margin-bottom:64px}
.btns{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-block;text-decoration:none;font-weight:600;padding:12px 20px;border-radius:6px;border:1.5px solid var(--navy);color:var(--navy);background:transparent;font-size:16px}
.btn.primary{background:var(--navy);color:var(--white)}.btn.primary:hover{background:#17345e;color:#fff}.btn:hover{border-color:var(--amber-d);color:var(--amber-d)}
figure{margin:0}figcaption{font-size:14px;color:var(--slate);margin-top:10px;max-width:66ch;line-height:1.5}
.chart{width:100%;height:auto;display:block;background:var(--white);border:1px solid var(--line);border-radius:8px}
.stats{display:grid;grid-template-columns:repeat(3,1fr);border-top:2px solid var(--navy);margin:0 0 20px}
.stats div{padding:18px 0 14px;border-bottom:1px solid var(--line)}.stats div:nth-child(3n+2){padding-left:24px}.stats div:nth-child(3n){padding-left:24px}
.stats b{display:block;font-family:"Inter Display",Inter,sans-serif;font-weight:800;font-size:clamp(28px,3.4vw,40px);letter-spacing:-.02em;color:var(--navy);line-height:1}
.stats span{font-size:15px;color:var(--slate)}
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:36px}.three p{font-size:16px;color:var(--slate)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:var(--white);border:1px solid var(--line);border-radius:8px;padding:22px 22px 18px;text-decoration:none;color:var(--ink);display:block}
.card:hover{border-color:var(--navy);color:var(--ink)}.card h3{margin-bottom:6px}.card p{font-size:15px;color:var(--slate);margin:0}
ol.rules{list-style:none;counter-reset:r;padding:0;margin:0;border-top:1px solid var(--line)}
ol.rules li{counter-increment:r;display:grid;grid-template-columns:64px 180px 1fr;gap:16px;padding:20px 0;border-bottom:1px solid var(--line)}
ol.rules li::before{content:counter(r,decimal-leading-zero);font-family:"Inter Display",Inter,sans-serif;font-weight:800;font-size:28px;color:var(--amber);line-height:1;letter-spacing:-.02em}
ol.rules b{font-weight:600;color:var(--navy);font-size:18px}ol.rules p{margin:0;font-size:16px;max-width:none}
table{border-collapse:collapse;width:100%;max-width:640px;font-size:16px}th,td{text-align:left;padding:10px 0;border-bottom:1px solid var(--line);vertical-align:top}th{font-weight:600;color:var(--navy)}
td.num,th.num{text-align:right;font-variant-numeric:tabular-nums}td.neg{color:var(--loss)}td.pos{color:var(--gain)}
.note{font-size:15px;color:var(--slate);max-width:70ch}
ul.plain{padding-left:20px;max-width:70ch}ul.plain li{margin-bottom:8px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.product{display:grid;grid-template-columns:1fr 2fr;gap:40px;padding:36px 0;border-top:1px solid var(--line)}
.product:last-of-type{border-bottom:1px solid var(--line)}.product h2{margin-bottom:4px}.product .sub{color:var(--slate);font-size:15px}
.product dl{margin:0}.product dt{font-weight:600;color:var(--navy);margin-top:14px}.product dd{margin:4px 0 0}.product ul{margin:4px 0 0;padding-left:20px}
.product dt:first-child{margin-top:0}
.callout{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--amber);border-radius:6px;padding:20px 24px;max-width:72ch}
.callout p:last-child{margin-bottom:0}
.arts{display:grid;gap:0;border-top:1px solid var(--line)}
.art{display:grid;grid-template-columns:150px 1fr;gap:24px;padding:26px 0;border-bottom:1px solid var(--line)}.art time{color:var(--slate);font-size:15px}.art h2{font-size:24px;margin-bottom:6px}.art p{font-size:16px;color:var(--slate);margin-bottom:8px}
article.post{max-width:70ch}article.post time{color:var(--slate);display:block;margin-bottom:28px}article.post p{font-size:18px;line-height:1.7}
.status{background:var(--navy);color:#DCE3EC;border-radius:10px;padding:36px 40px;display:grid;grid-template-columns:2fr 1fr;gap:32px;align-items:center}
.status h2{color:#fff}.status p{color:#DCE3EC;margin:0}.status .btn{border-color:var(--amber);background:var(--amber);color:var(--navy);justify-self:end}.status .btn:hover{background:#f0b63a}
footer{border-top:1px solid var(--line);background:var(--white);padding:40px 0 32px;font-size:14px;color:var(--slate)}
footer .wrap{display:grid;grid-template-columns:1fr 1fr;gap:40px}footer p{max-width:none}footer a{color:var(--slate)}footer img{height:32px;margin-bottom:12px}
.lang-sm{display:none}
.claim{border-top:2px solid var(--navy);border-bottom:1px solid var(--line);padding:40px 0}.claim p{font-family:"Inter Display",Inter,sans-serif;font-weight:700;font-size:clamp(24px,3.2vw,36px);letter-spacing:-.015em;line-height:1.2;color:var(--navy);max-width:24ch;margin:0}
.card time{display:block;font-size:13px;color:var(--mist);margin-bottom:6px}
ul.dl{list-style:none;padding:0;margin:0;max-width:60ch}ul.dl li{padding:12px 0;border-bottom:1px solid var(--line)}ul.dl li a,ul.dl li span{font-weight:600;color:var(--navy);text-decoration:none}ul.dl li a:hover{text-decoration:underline}ul.dl li small{display:block;color:var(--slate);font-size:14px}ul.dl.locked li span::before{content:"";display:inline-block;width:10px;height:12px;border:2px solid var(--mist);border-top-width:4px;border-radius:3px 3px 1px 1px;margin-right:8px;vertical-align:-1px}
form.sub{display:flex;gap:10px;flex-wrap:wrap;margin-top:12px}form.sub input[type=email]{flex:1;min-width:220px;font:inherit;padding:11px 12px;border:1px solid var(--line);border-radius:6px;background:#fff}
.foot{font-size:13px;color:var(--mist);max-width:72ch;line-height:1.5}
.story{max-width:72ch}.chapimg{margin:22px 0 8px}.chapimg img{width:100%;height:auto;display:block;border-radius:6px}.chapimg figcaption{font-size:13px;color:var(--mist);margin-top:6px}.band{margin:0 0 64px}.band img{width:100%;height:320px;object-fit:cover;display:block;border-radius:8px}.chapter{margin-bottom:36px}.chapter h2{font-size:22px;margin-bottom:8px}.chapter p{font-size:18px;line-height:1.7;max-width:none}
.recs{display:grid;grid-template-columns:1fr 1fr;gap:20px 40px}.recs blockquote{margin:0;padding:0 0 0 18px;border-left:3px solid var(--amber)}.recs p{font-size:16px;color:var(--ink);margin-bottom:6px}.recs cite{font-style:normal;font-size:14px;color:var(--slate)}
dd.small{font-size:14px;color:var(--slate);margin-top:12px}
main{padding:64px 0 80px}section{margin:0 0 84px}
@media (max-width:860px){.hero,.three,.cards,.split,.product,.status,.recs,footer .wrap{grid-template-columns:1fr}.stats{grid-template-columns:1fr 1fr}.stats div:nth-child(3n),.stats div:nth-child(3n+2){padding-left:0}.stats div:nth-child(2n){padding-left:20px}
ol.rules li{grid-template-columns:48px 1fr}ol.rules li p{grid-column:2}.art{grid-template-columns:1fr;gap:4px}.status .btn{justify-self:start}
nav.main{display:none;position:absolute;left:0;right:0;top:76px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 24px 18px;gap:4px;z-index:10}
nav.main.open{display:flex}nav.main a{padding:10px 0}nav.main .lang{margin:6px 0 0;padding:10px 0 0;border-left:0;border-top:1px solid var(--line)}.langmenu{position:static;box-shadow:none;border:0;padding:0}.langmenu a{padding:8px 0}
button.burger{display:block}header.top{position:relative}main{padding-top:36px}section{margin-bottom:52px}}
@media (prefers-reduced-motion:no-preference){.card,.btn{transition:border-color .15s,background .15s,color .15s}}